| Rewards | Purdue Federal Cash Rewards — earns 1.25 points per $1 on purchases, plus up to 0.75 additional points per $1 through My Member Perks, for up to 2% cash back. Rewards can be deposited into a checking or savings account or donated to Purdue-related organizations. |
|---|---|
| Signup Bonus | No standard cash or points signup bonus advertised. A 0% introductory APR for 12 months is available to eligible new accounts. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 15.5%–17.5% fixed APR, based on creditworthiness, after the introductory period |
| Cash Advance Fee | None |
| Late Payment Fee | up to $25 |
| Purchases APR | 0% intro APR for 12 months, then 15.5%–17.5% fixed APR, based on creditworthiness |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Purdue Federal Visa Signature Credit Card is a no-annual-fee card known for its cash-back rewards and a 0% introductory APR period. It can earn up to 2% back when cardholders qualify for Purdue Federal’s rewards programs and member benefits.
Most users say the card’s low fees and competitive fixed APR are major advantages. Many reviewers mentioned that the rewards structure is straightforward and that the 0% introductory period can be useful for larger purchases or balance transfers. The lack of a foreign transaction fee is another plus for travelers.
On the downside, the card is tied to Purdue Federal Credit Union membership, which limits availability. Some users may also find the rewards less attractive if they don’t qualify for the maximum cash-back rate. Compared with larger national cards, it also has fewer travel perks and promotional offers.
Personally, I think this card is a solid fit for Purdue Federal members who want simple rewards and reasonable rates without an annual fee. If you want extensive travel benefits or highly specialized bonus categories, a larger issuer may offer more options.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
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Frustrating Rewards, Not Worth the hassle
Every time I called support, I ended up more confused. Not the smooth experience from a credit union card.
