| Rewards | Earn 1 MBNA Rewards point for every $1 in eligible purchases |
|---|---|
| Signup Bonus | 1.99% APR on balance transfers for the first 10 months, 1,000 bonus points after your first eligible purchase |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.99% (APR is subject to change) |
| Cash Advance Fee | 1% of amount advanced or $7.50, whichever is greater |
| Late Payment Fee | Up to $25 |
| Purchases APR | 19.99% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
This has been very helpful in managing my student expenses. I earn points on everyday purchases, and redeeming them for gift cards is straightforward. No annual fee is a huge bonus. Wish the app was a bit more intuitive, but overall very useful.