| Rewards | 3% cash back on gas purchases, 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases, 0% introductory APR for first 12 billing cycles | 
|---|---|
| Signup Bonus | $100 cash rewards bonus after first $500 in purchases (within 90 days) | 
| Annual Fee | $0 | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 16.24% to 25.24% for direct deposit and check cash advances, 25.24% for bank cash advances (APR is subject to change) | 
| Cash Advance Fee | $10 or 3% (whichever is greater) for direct deposit and check cash advances, $10 or 5% (whichever is greater) for ATM, over-the-counter, same-day online and cash equivalent cash advances | 
| Late Payment Fee | Up to $37 | 
| Purchases APR | 13.24% to 23.24%, based on creditworthiness (APR is subject to change) | 
 
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