| Rewards | 3% cash back in a category of your choice, 2% at grocery stores and wholesale clubs, and 1% on other purchases, subject to the quarterly rewards cap. |
|---|---|
| Signup Bonus | $200 online cash rewards bonus after making at least $1,000 in purchases within the first 90 days of account opening |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 27.49%–29.24% variable for bank cash advances; rates vary by creditworthiness. |
| Cash Advance Fee | 5% of the transaction for ATM/bank cash advances |
| Late Payment Fee | Up to $41 |
| Purchases APR | 17.49%–27.49% variable after any introductory APR period. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Texas A&M University Cash Rewards Credit Card is a $0-annual-fee card built around customizable cash back. It offers a higher rate in a category you choose, plus rewards at grocery stores and wholesale clubs, along with a $200 introductory bonus for qualifying new cardholders.
Most users say the flexible rewards structure is the biggest attraction. Many reviewers mentioned that being able to choose and change the bonus category makes the card useful for different spending habits. Bank of America customers who qualify for its rewards program can potentially increase their effective cash-back rates further.
The main complaints are the quarterly spending cap on bonus categories and the somewhat complicated rewards structure. Some reviewers also feel the basic 1% rate on other purchases is unremarkable compared with flat-rate cash-back cards.
Personally, I think it’s most appealing to Texas A&M supporters who want a school-affiliated card and can take advantage of the bonus categories. If simplicity is the priority, a flat-rate cash-back card may be easier to manage.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
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Easy to use and rewarding
I love supporting my alma mater while earning cash back. Purchase post quickly, and the rewards are straightforward to redeem. It's simple, practical, and actually makes me feel good about everyday spending.
