| Rewards | TJX Rewards — earn 5 points per $1 (5%) at TJ Maxx, Marshalls, HomeGoods, Sierra and other participating TJX stores. Every 1,000 points earns a $10 Rewards Certificate. |
|---|---|
| Signup Bonus | 10% off your first purchase when you open and use the card, subject to the offer terms. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
| Late Payment Fee | Up to $41 |
| Purchases APR | 34.99% variable APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The TJ Maxx Credit Card, now called the TJX Rewards Credit Card, is a store card known mainly for earning 5% in rewards at TJ Maxx, Marshalls, HomeGoods and other TJX stores, plus a 10% first-purchase discount. Most users say the rewards can be worthwhile for frequent TJX shoppers.
Many reviewers mentioned that the biggest advantage is the ability to earn rewards quickly when they shop at TJX stores regularly. The lack of an annual fee is another positive.
On the downside, public complaints frequently mention customer-service difficulties, billing issues, late fees and problems receiving or redeeming rewards. Recent BBB complaints also include customers saying they were unclear that they were applying for a credit card when offered a discount at checkout.
Personally, I think the card is most useful for regular TJ Maxx shoppers who can pay their balance in full. The high APR makes carrying a balance expensive, and the rewards are most valuable if you already shop at TJX stores frequently.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
C
rewards are nice but everything else feels clunky
I really wanted to love Tj Maxx Credit Card because I shop there a lot, but the whole experience feels a bit outdated. The rewards are decent, sure, but the website is slow and the billing system is confusing. I still use it occasionally, but honestly, it's more hassle than I expected.
C
perfect for a regular like me
I used this almost every week, and it's been great. The rewards stack up faster than I expected, and getting those bonus coupons feels like a small win every time. I've never had issues with payments or customer service, so for me it's been a smooth, money saving card all around.
P
Bad reviews.
I'm a new card member by reading bad reviews .i will pay my balance off and get rid of this card
D
terrible customer service
Placed hold on card (for fraud review) but did not contact me to let me know. Could not lift hold unless you call from home phone. On phone for 45 minutes finally just cancelled card.
J
paying online
unable to access payment online....page site cannot be found...now do i pay my bill..
A
Terrible access
Trying to log in is a trying experience. Website should be more user-friendly.
N
IT SUCKS
The worst card ever every month I had to change my pass word a least 2 times.
D
Bill pay process is the only DOWNSIDE
Not having the option to pay my bill in the store is a PAINNNNNNNNNNNNNNN...
J
Can not pay bill in store
This card is not good at all. I went into the store to pay my bill. The store clerk informed me that i could not pay my bill in store. Then one day i went to Marshall unexpectally and did not have my card but had my ID. I was making a purchase and asked the clerk if she could look up my account and she replied "No". I use this card the lease because it sucks. I am thinking about closing this account out.... SIGNED" Not Happy"
D
Online bill pay sucks
For five months straight I have to recreate a new password. COME ON!! My password is always correct. TJ Maxx you guys need to fix this bug problem bc you are going to lose card members!!
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