| Rewards | N/A |
|---|---|
| Signup Bonus | 0% introductory APR for the first 12 billing cycles on net purchases and balance transfers |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.5% (APR is subject to change) |
| Cash Advance Fee | Either $15 or 5% of the amount of each cash advance, whichever is greater |
| Late Payment Fee | Up to $37 |
| Purchases APR | 10.24%-20.24%, based on your creditworthiness (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I grabbed this card thinking it'd be a decent everyday card, but rewards were underwhelming and the support line was painfully slow whenever I had questions not worth the hassle.
It is actually reliable and has good security features like verified by Visa. However, rewards are modest, and for some versions, the APR and transactions fees feel a little steep.