| Rewards | N/A |
|---|---|
| Signup Bonus | N/A |
| Annual Fee | The annual fee for the Wells Fargo Secured Visa Credit Card is $25. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 23.99% APR on cash advances. |
| Cash Advance Fee | Either $10 or 5% of the amount of each advance, whichever is greater. |
| Late Payment Fee | Late payment fees can be as high as $35. |
| Purchases APR | 18.99% APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I got this to rebuild my credit, but the high deposit requirements and low credit limit made it frustrating. The rewards are nonexistent, and the online dashboard is clunky. It's helpful in theory, but in practice, it feels limiting.