| Rewards | [Bonus Rewards] Earn 1 point for every $1 spent and every month receive a 25% bonus on all points earned that month [Bonus Rewards Plus] earn 1 point per $1 spent and every month receive a 50% bonus on all points earned that month | 
|---|---|
| Signup Bonus | [Bonus Rewards] First purchase earns user $25 [Bonus Rewards Plus] first purchase earns user $50 [Bonus/Bonus Plus] 0% introductory APR for first 6 billing cycles | 
| Annual Fee | [Bonus Rewards] $0 [Bonus Rewards Plus] $50 | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 24.49% (APR is subject to change) | 
| Cash Advance Fee | Either 4% of the amount of each advance or $10, whichever is greater | 
| Late Payment Fee | Up to $37 | 
| Purchases APR | 12.49% to 23.49% (APR is subject to change) | 
 
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