How to Apply for the Amalgamated Bank Visa Bonus Rewards/Rewards Plus Card

Of all the rewards cards offered by Amalgamated Bank, the Amalgamated Bank Visa Bonus Rewards Card and the Visa Rewards Plus Card are the credit options least suited to the average credit card user’s needsIn order to capitalize on the 1.25 points/dollar rewards program (or 1.5 points/dollar for the PLUS option), a cardholder will have to use their card for the majority of their purchases, which could prove costly if their credit score isn’t up to par. Those opting for the Visa Bonus Rewards option won’t be charged an annual fee while those seeking the Bonus PLUS will be required to shell out $50 a year. So, the Visa Bonus Rewards Plus costs an extra $50 a month for only a quarter of a percentile more points earned per dollar spent. Although there is no signup points bonus, there is a rewards of $25 cashback or $50 cash back with the first purchase (for the Visa Bonus Rewards and Visa Bonus Rewards Plus, respectively), as well as a 0% introductory APR for the first 6 billing cycles from your account opening date. If you would like to apply for either of these credit cards, you can scroll down and follow our how-to guide on completing the online application form.

Before you submit any of your personal or financial information, we recommend that you take a look at the EFS privacy policy.


To be eligible for this credit card you must meet the following criteria:

  • Be at least 18 years of age
  • Have a valid US address
  • Have a valid SSN

How to Apply

Step 1 – In the first step of the application process you will need to navigate to the Amalgamated Bank credit card page. Scroll down until you can find the All Purpose Rewards heading and click the Apply Now link beneath the card which you would like to apply for.

Step 2 – You can now start filling out the application form. Begin by entering the below information into the indicated spaces of the Personal Information section.

  • Full name
  • Date of birth
  • SSN
  • Country of citizenship
  • Alternate country of citizenship
  • Country of permanent residence
  • Primary and mobile phone number
  • Email address

Step 3 – You will then be asked to provide all of the following Housing Information into the appropriate fields:

  • Street address
  • City
  • State
  • ZIP code
  • Time at address
  • Housing status
  • Monthly payment
  • Alternate mailing address (if applicable)
  • School residence address (if applicable)


Step 4 – Here, you must provide the following Income and Employment Information to give a full picture of your current financial situation:

  • Employment status
  • Employer
  • Occupation
  • Annual income
  • Other income (if applicable)


Step 5 – In this step, if you already are an Amalgamated Bank customer, select Yes next to each account and service that you have with them.


Step 6 – At this juncture, if you would like to transfer an existing credit card balance onto your new account, select Yes beneath Balance Transfers and provide the necessary information. Next, if you would like to add a Joint Applicant or an Authorized User, select Yes next to the options you would like to add and provide the information required before continuing.

Step 7 – Before agreeing to the terms and conditions for the credit card you are applying for, take a moment to read through them. If you consent to these terms, check the I accept the Terms and Conditions box and click Submit to submit your application for review.

Now all you have to do is sit back and wait for a response (which could take up to a week). We wish you the best of luck and thank you for visiting!