| Rewards | 1.25 point for every net $1 you spend each month, 1.5 point for every net $1 you spend each month | 
|---|---|
| Signup Bonus | 0% introductory APR for the first 6 billing cycles, $25 cash back after your first purchase for Bonus Rewards, and $50 cash back after your first purchase for Rewards PLUS | 
| Annual Fee | No annual fee for Bonus Rewards, $50 for Rewards PLUS | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 24.49% (APR is subject to change) | 
| Cash Advance Fee | Either 4% of the amount of each advance or $10, whichever is greater | 
| Late Payment Fee | Up to $39 | 
| Purchases APR | 12.49% to 23.49% (APR is subject to change) | 
 
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