| Rewards | 1.25 point for every net $1 you spend each month, 1.5 point for every net $1 you spend each month |
|---|---|
| Signup Bonus | 0% introductory APR for the first 6 billing cycles, $25 cash back after your first purchase for Bonus Rewards, and $50 cash back after your first purchase for Rewards PLUS |
| Annual Fee | No annual fee for Bonus Rewards, $50 for Rewards PLUS |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.49% (APR is subject to change) |
| Cash Advance Fee | Either 4% of the amount of each advance or $10, whichever is greater |
| Late Payment Fee | Up to $39 |
| Purchases APR | 12.49% to 23.49% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I signed up hoping the bonus reward would help my small business, but the points system feels confusing and slow. Customer service was polite, yet resolving issue took weeks. The card works fine, nut the benefits don't justify the hassle compared to other business cards I've tried
I've been using this for my small business, and it's been a great experience so far. Overall, a solid business card that combines convenience, rewards, and dependable customer service.