How to Apply for the Amalgamated Bank Visa Platinum Credit Card

The Amalgamated Bank Visa Platinum Credit Card is not a particularly flashy card. There is no rewards program attached to the card and the added benefits and perks are minimal. What might pique one’s interest is the potentially low APR of 10.49% and the 0% introductory APR. If your credit score is not very good, an APR as high as 21.49% could be applied to the account (APR is subject to change). It would be wise to find out where you stand credit-wise before applying for this card as 21.49% is not a very desirable rate. The 0% APR introductory period will be in place for the first 12 months after the account has been opened and will apply to purchases and balance transfers. Although this is a very ordinary credit card, the introductory period does provide an opportunity to transfer a balance over from a higher interest credit card in order to consolidate your debt. If you think the Amalgamated Bank Visa Platinum Credit Card is the right fit for your current financial situation, apply today by following our tutorial below.

It would be wise to read through the privacy policy provided by Elan Financial Services to learn how your information might be used.


Make sure you meet the following requirements before applying for this card:

  • Applicants must be 18 years of age or older
  • Applicants must have a valid US address
  • Applicants must have a valid Social Security number

How to Apply

Step 1 – To begin the application process, navigate to the Amalgamated Bank credit card section within the Elan Financial Services web portal. Scroll down the list of credit cards until you get the the Amalgamated Bank Visa Platinum Credit Card. Click Apply Now to get to the online application form.

Step 2 – You may begin filling out the application form, starting with the following Personal Information:

  • Full name
  • Date of birth
  • Social Security number
  • Country of citizenship
  • Country of permanent residence
  • Phone number(s)
  • Email address

Step 3 – The next section asks that you provide the following Housing Information:

  • Street address
  • City
  • State
  • Zip code
  • Time at address
  • Housing status
  • Monthly payment
  • Alternate mailing address (if applicable)

Step 4 – To allow the bank to gain a better understanding of your current financial situation, enter your Employment Status, Employer, Occupation and Annual Income within the Income And Employment Information section. Next, EFS asks for information on any existing accounts you have with Amalgamated Bank. Click YES next to each account you have open and provide the necessary information.

Step 5 – At this juncture you may choose to make a balance transfer, add a joint applicant the account, or add authorized users to the account. To make a balance transfer, select YES under the Balance Transfers section and provide the amount of the transfer. If you would like another person on the credit card account, select YES next to Joint Applicant? and provide that person’s information. To add an authorized user to the account but remain in full control of the credit card account, select YES next to Add Authorized User?. You will need to enter the intended authorized user’s information to continue.

Step 6 – The last step of the application process includes reading the terms and conditions and agreeing to them by ticking the box next to I accept the Terms and Conditions. Click SUBMIT to send your application in for review.

Congratulations! You have successfully applied for the Amalgamated Bank Visa Platinum Credit Card. We hope this tutorial proved useful to your cause and we hope that your application is approved. Best of luck!