American Express Business Green Rewards Credit Card

Card Details
Rewards	2× Membership Rewards® points on flights and prepaid hotels booked via 1× Membership Rewards point on all other eligible purchases
Signup Bonus	Earn 15,000 Membership Rewards points after spending $3,000 in eligible purchases in the first 3 months.
Annual Fee	$95
Cardmember Agreement	View Here
Cash Advance APR	Cash advances aren’t a feature per the agreement.
Cash Advance Fee	Cash advances aren’t a feature per the agreement.
Late Payment Fee	$39, or 2.99% of any past-due “Pay In Full” amount, whichever is greater.
Purchases APR	Variable rate of 10.99% – 21.74%, depending on creditworthiness.
* Card terms and offers are subject to change. Confirm current details with the issuer.

CARD OVERVIEW

The American Express Business Green Rewards Card is generally known as a simple, points-earning business charge card with a modest annual fee and flexible Pay-Over-Time options. Most users see it as an easy entry point into Amex’s Membership Rewards ecosystem, without the higher cost of the Gold or Platinum business cards.

Most users say they like the straightforward 1X point structure on eligible purchases and the fact that the annual fee stays relatively low. Many reviewers mentioned that the card is reliable for everyday business spending and gives small-business owners a way to start building points without overcomplicating things.

On the flip side, some users complain that the rewards feel too basic, especially compared to the richer category bonuses on other Amex business cards. Others point out that the perks are minimal and the signup bonus—when available—is usually modest.

Personally, I think this card works best for small businesses that want a simple, no-fuss way to earn Membership Rewards points and prefer a lower annual fee. But if you’re hoping for premium travel perks or high-earning bonus categories, you’ll probably find better value in the Business Gold or Business Platinum.