| Rewards | Earn up to 5 Starpoints per $1 spent at participating SPG locations, earn 2 Starpoints per $1 spent at Marriott Rewards hotels, earn 1 Starpoint for every $1 spent on all other purchases |
|---|---|
| Signup Bonus | Earn 25,000 Starpoints after you spend $5,000 within the first three months, $0 annual fee for the first year |
| Annual Fee | $95 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.74% (APR is subject to change) |
| Cash Advance Fee | Either $5 or 3% of the amount of each cash advance, whichever is greater |
| Late Payment Fee | Up to $38 |
| Purchases APR | 15.74%, 17.74%, or 19.74%, based on your creditworthiness (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
as someone who stays at Starwood properties often, this Amex has been fantastic. Points accumulate quickly, upgrades and free nights are easy to redeem, and the business perks make managing expenses seamless. It genuinely makes travel more rewarding.