| Rewards | 4% cash back at U.S. gas stations and on gasoline at Costco up to $7,000 per year in purchases, (then 1%), 2% cash back at U.S. restaurants, 2% cash back on eligible travel purchases, including at Costco, 1% cash back on other purchases, including at Costco. |
|---|---|
| Signup Bonus | None. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | Prime Rate + 17.99% |
| Cash Advance Fee | Either $5 or 3% of the amount of each cash advance, whichever is greater. |
| Late Payment Fee | Up to $38 |
| Purchases APR | Prime Rate + 11.99% |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I’ve been using the TrueEarnings Business Card for about a year, and it’s been solid for managing my restaurant expenses. The cash back at gas stations and restaurants really adds up. My only gripe is that the rewards take a bit of time to post, but Amex customer service is excellent, so it balances out.