| Rewards | 4% cash back at U.S. gas stations and on gasoline at Costco up to $7,000 per year in purchases, (then 1%), 2% cash back at U.S. restaurants, 2% cash back on eligible travel purchases, including at Costco, 1% cash back on other purchases, including at Costco. |
|---|---|
| Signup Bonus | None. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | Prime Rate + 17.99% |
| Cash Advance Fee | Either $5 or 3% of the amount of each cash advance, whichever is greater. |
| Late Payment Fee | Up to $38 |
| Purchases APR | Prime Rate + 11.99% |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I used this card for gas and client dinners the elevated cash back on those everyday expenses feels meaningful, and the annual rebate added up nicely for our small business budget.
I’ve been using the TrueEarnings Business Card for about a year, and it’s been solid for managing my restaurant expenses. The cash back at gas stations and restaurants really adds up. My only gripe is that the rewards take a bit of time to post, but Amex customer service is excellent, so it balances out.