| Rewards | 3 points per $1 spent at: pet stores, veterinary offices, and on AKC-related purchases (online, AKC mail, phone, etc.). 2 points per $1 at gas stations and grocery stores. 1 point per $1 on all other eligible purchases (i.e., everywhere else Visa is accepted). |
|---|---|
| Signup Bonus | None |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 29.99%(APR is subject to change) |
| Cash Advance Fee | N/A |
| Late Payment Fee | $30 if you haven’t had a late fee in the prior six billing cycles, otherwise $41. |
| Purchases APR | N/A |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The American Kennel Club Visa® Credit Card is mostly known as a niche affinity card for dog lovers. It doesn’t come with flashy travel perks or big intro bonuses, but it usually offers basic rewards on everyday purchases and occasional AKC-related benefits. There’s typically no annual fee, which is part of the appeal.
Most users say they like the simplicity — it’s an easy card to qualify for, the AKC branding feels fun if you’re a pet owner, and the no-fee structure makes it a low-risk addition to a wallet. Many reviewers mentioned that customer service is generally fine for everyday issues, and pet enthusiasts enjoy supporting an organization they care about.
On the downside, cardholders often complain about the modest rewards, lack of competitive perks, and limited overall value compared with mainstream cash-back cards. Some users also mention high APRs and occasional frustration with Comenity’s account management tools.
Personally, I think this card makes sense if you’re an AKC fan who just wants a simple, no-annual-fee card with a bit of personality. But if your goal is earning strong rewards, building a travel portfolio, or maximizing cash-back value, there are better options out there.
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Bro sorry, but some error occurred :O
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Perfect for Pet lovers who want rewards
I love that this card gives 3x points at pet stores and vet offices, plus 2x on gas and groceries. Really helps when paying for my dog's care.
