| Rewards | 5 points per $1 spent on qualifying business expenses (up to $25,000 during a period of 12 billing cycles, after that 1 point per $1), 2 points per $1 spent on qualifying gas and dining transactions (up to $25,000 during a period of 12 billing cycles, after that 1 point per $1), and 1 point per $1 spent on all other purchases |
|---|---|
| Signup Bonus | 0% introductory APR on purchases and balance transfers for the first 6 billing cycles |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.49% (APR is subject to change) |
| Cash Advance Fee | Either $15 or 5% of the amount of each cash advance, whichever is greater |
| Late Payment Fee | Up to $39 |
| Purchases APR | 13.24%, 15.24% or 20.24% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
For a small business owner like me, this card’s been a quiet workhorse. The rewards add up faster than I expected. Payments are easy, and customer support actually feels personal. My only wish is that the rewards program was a bit more transparent about point values.
