
| Rewards | 5 points per $1 spent on qualifying business expenses (up to $25,000 during a period of 12 billing cycles, after that 1 point per $1), 2 points per $1 spent on qualifying gas and dining transactions (up to $25,000 during a period of 12 billing cycles, after that 1 point per $1), and 1 point per $1 spent on all other purchases | 
|---|---|
| Signup Bonus | 0% introductory APR on purchases and balance transfers for the first 6 billing cycles | 
| Annual Fee | None | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 25.49% (APR is subject to change) | 
| Cash Advance Fee | Either $15 or 5% of the amount of each cash advance, whichever is greater | 
| Late Payment Fee | Up to $39 | 
| Purchases APR | 13.24%, 15.24% or 20.24% (APR is subject to change) | 
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