| Rewards | 2× Membership Rewards® points at U.S. supermarkets (up to $6,000/year), then 1× on other purchases. 20% bonus points in a billing period if you make 20 or more purchases that month |
|---|---|
| Signup Bonus | Earn 10,000 Membership Rewards® points after spending $2,000 in the first 6 months. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | Prime Rate + 21.99% (variable) |
| Cash Advance Fee | Either $10 or 5% of the cash advance amount (whichever is greater) |
| Late Payment Fee | Up to $40 |
| Purchases APR | Prime Rate + 9.74% to Prime + 20.74% (variable) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Amex EveryDay Credit Card is known for being a no-annual-fee Membership Rewards card that offers boosted points at U.S. supermarkets and a unique 20% points bonus when you make 20+ purchases in a billing cycle. Most users say it’s a solid starter card for earning transferable Amex points without paying a fee.
Many reviewers mentioned that they love the supermarket multiplier, the ability to earn Membership Rewards on everyday spending, and how easy it is to trigger the 20-purchase bonus with small transactions. A lot of cardholders also appreciate that it pairs well with other Amex cards for building a points strategy.
On the downside, most complaints revolve around the modest rewards rate outside of supermarkets, the foreign transaction fee, and the fact that the bonus structure can feel “fiddly” if you don’t make many small purchases. Some users say the card feels overshadowed by Amex’s higher-earning options.
Personally, I think the Amex EveryDay card is best for someone who wants to earn Membership Rewards without an annual fee and doesn’t mind keeping track of the 20-swipe bonus. If you want higher everyday rewards or no foreign fees, you might find better value elsewhere.
I signed up for this card after my sister recommended it and used it for three months. The 2x points on groceries really added up, I saved enough to cover a weekend coffee shop splurge, but the 10 purchases felt nitpicky on busy weeks.
The Amex EveryDay is honestly one of the most underrated cards. I use it for groceries and streaming services, and the Membership Rewards points add up quickly. I like that it rewards frequent use instead of big spending. I just wish more small stores accepted Amex in my area.