| Rewards | 4× points at U.S. supermarkets (up to a certain yearly spend) 4× points at restaurants worldwide (on eligible purchases) |
|---|---|
| Signup Bonus | 100,000 Membership Rewards points after meeting a spending requirement. |
| Annual Fee | $325 |
| Cardmember Agreement | View Here |
| Cash Advance APR | Prime Rate + 21.99% (variable) |
| Cash Advance Fee | Either $10 or 5% of the advance amount, whichever is greater. |
| Late Payment Fee | Up to $40. |
| Purchases APR | Between 12.74% and 21.74% variable. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Amex Gold Credit Card is mostly known for its strong rewards on food-related spending, solid travel perks, and a chunky annual fee that can feel worth it only if you fully use the credits. Most users say the card shines for dining and groceries, and many reviewers mention that the welcome bonus and built-in monthly credits help offset the upfront cost.
On the positive side, cardholders often praise how quickly points add up on everyday purchases, especially if they eat out or cook at home a lot. People also like the flexible travel redemptions through Amex Membership Rewards.
Negative feedback usually comes down to the annual fee feeling high, the Uber and dining credits being a little “use-it-or-lose-it,” and Amex not being accepted everywhere.
Personally, I think the Amex Gold is best for people who spend heavily on food and want a simple way to rack up transferable points. If you won’t reliably use the monthly credits or prefer straightforward cash back, there are cheaper cards that might fit you better.
RATE THIS CREDIT CARD
Please enter a title of your review.
Please enter a title of your review.
Please write some review.
Bro sorry, but some error occurred :O
D
Solid Card for foodies and travelers
I use this card mostly for dining and travel. Points accumulate quickly, and the dining perks are excellent. The annual fee is a bit high, but the benefits make it worth considering.
