| Rewards | Earn 2 points per $1 spent at US restaurants and on airfare, earn 1 point per $1 spent on all other purchases | 
|---|---|
| Signup Bonus | $0 annual fee for the first year | 
| Annual Fee | $160 | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | N/A | 
| Cash Advance Fee | N/A | 
| Late Payment Fee | Up to $38 | 
| Purchases APR | N/A (balance must be payed in full each month) | 
 
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