| Rewards | Cardholders earn 3 Amtrak Guest Rewards points per $1 spent with Amtrak, 2 points per $1 spent on other travel purchases and 1 point per $1 spent on everyday purchases |
|---|---|
| Signup Bonus | A complimentary companion coupon, one-class upgrade and a single day ClubAcela pass upon opening the account, 20,000 bonus points awarded after you make $1,000 in purchases within 90 days of opening account |
| Annual Fee | $79 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 16.49% to 25.49% for direct deposit and check cash advances, 25.49% for bank cash advances (APR is subject to change) |
| Cash Advance Fee | $10 or 3%, whichever is greater, for direct deposit and check cash advances, $10 or 5%, whichever is greater, for ATM, over-the-counter, online and cash equivalent cash advances |
| Late Payment Fee | Up to $37 |
| Purchases APR | 13.49% to 23.49%, based on creditworthiness (APR is subject to change) |
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