|Rewards||Cardholders earn 3 Amtrak Guest Rewards points per $1 spent with Amtrak, 2 points per $1 spent on other travel purchases and 1 point per $1 spent on everyday purchases|
|Signup Bonus||A complimentary companion coupon, one-class upgrade and a single day ClubAcela pass upon opening the account, 20,000 bonus points awarded after you make $1,000 in purchases within 90 days of opening account|
|Cardmember Agreement||View Here|
|Cash Advance APR||16.49% to 25.49% for direct deposit and check cash advances, 25.49% for bank cash advances (APR is subject to change)|
|Cash Advance Fee||$10 or 3%, whichever is greater, for direct deposit and check cash advances, $10 or 5%, whichever is greater, for ATM, over-the-counter, online and cash equivalent cash advances|
|Late Payment Fee||Up to $37|
|Purchases APR||13.49% to 23.49%, based on creditworthiness (APR is subject to change)|
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