| Rewards | Receive 1 point for every $1 spent or receive 1.5 points when you redeem your points directly to your checking or savings account |
|---|---|
| Signup Bonus | 0% intro APR on purchases for the first 12 billing cycles, receive $25 statement credit after making your first purchase within 3 months of card membership |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.74% (APR is subject to change) |
| Cash Advance Fee | Either $15 or 5% of the amount of each cash advance, whichever is greater |
| Late Payment Fee | Up to $37 |
| Purchases APR | 16.49% to 23.49%, based on your creditworthiness (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I hoped this card would boost my cash back but points barely added up on groceries and gas. Redemption options were confusing, and a few surprise feels left me underwhelmed overall.
This exceeded my expectations. Cash back accumulates quickly on groceries and gas, and the mobile app makes tracking rewards simple. No hidden fees make this card a winner for daily use.