| Rewards | Cardholders receive 5 points per $1 spent on business expenses, 2 points per $1 spent on gas and dining transactions and 1 point per $1 spent on all other purchases | 
|---|---|
| Signup Bonus | 0% introductory APR on purchases and balance transfers for the first 6 billing cycles | 
| Annual Fee | $0 | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 25.49% (APR is subject to change) | 
| Cash Advance Fee | $15 or 5%, whichever is greater | 
| Late Payment Fee | Up to $39 | 
| Purchases APR | 13.24%, 15.24% or 20.24%, based on creditworthiness (APR is subject to change) | 
 
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