| Rewards | Earn 1% back on purchases, 0% introductory APR for first 12 billing cycles |
|---|---|
| Signup Bonus | Earn a $25 statement credit when you make your first purchase within 3 billing cycles |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.49% (APR is subject to change) |
| Cash Advance Fee | $15 or 5%, whichever is greater |
| Late Payment Fee | Up to $37 |
| Purchases APR | 16.24% to 23.24% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
RATE THIS CREDIT CARD
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R
Reliable
This card is kind of like that reliable friend who never cancels plans but also never suggests anything exciting. It works. It’s steady. No drama. The rewards won’t make you rich, but the account tools are surprisingly easy to use, and payments always process quickly. My only annoyance is the rewards categories don’t “pop” as much as other cards I’ve tried. Still, for an everyday card tied to a local bank, it’s good.
D
it's okay
I appreciate how easy it is to redeem points for travel and merchandise. My only griper is the APR feels a bit steep if you carry a balance, and for my budget I try to pay in full each month. Overall it's been a positive experience.
