| Rewards | 3% rewards on Arizona Cardinals ticket purchases. 2% rewards on grocery stores, food delivery, restaurants, gyms, and sporting goods. 1% rewards on all other purchases. |
|---|---|
| Signup Bonus | 10,000 bonus points after spending $500 in the first 90 days, which is redeemable for a $100 statement credit |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 31.49%–32.24%, depending on creditworthiness. |
| Cash Advance Fee | Either $10 or 5% of the amount of each advance, whichever is greater. |
| Late Payment Fee | Up to $41 |
| Purchases APR | 18.49%–33.24% variable, based on creditworthiness. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Arizona Cardinals Extra Points Rewards Credit Card is best known as a co-branded NFL card offering points on purchases, with no annual fee. Rewards include 3% back on Cardinals tickets, 2% on groceries, restaurants, gyms, and sporting goods, and 1% on everything else. There’s also a modest sign-up bonus for new cardholders, typically redeemable for statement credits.
Most users say they enjoy the team-focused perks, especially if they frequently buy tickets or merchandise, and many reviewers mentioned that the rewards structure is simple and easy to understand. The fact that it’s tied directly to Cardinals purchases makes it fun for fans.
On the downside, cardholders often complain that the APR is high for purchases and cash advances, and that the rewards outside team-related spending are limited. Some also noted that the sign-up bonus isn’t particularly generous compared with mainstream cash-back cards.
Personally, I think this card shines for die-hard Cardinals fans who want to earn rewards on team-related spending. For casual spenders or those seeking robust cash-back or travel perks, other credit cards might offer better value. It’s worth applying if you’re passionate about the team and plan to make regular purchases through the card.
I signed up as a cardinal fan, but the card doesn't offer much beyond the logo. The points system is low, and redemption options feel limited compared to other rewards cards. It works fine for purchases, yet the benefits don't stand out enough to make it worth keeping unless I only want the team branding