| Rewards | Earn 1 point for every $1 spent |
|---|---|
| Signup Bonus | 4.9% APR for purchases, cash advances and balance transfers for the first 6 months |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 15.90% (APR is subject to change) |
| Cash Advance Fee | Either $4 or 4%, whichever is greater |
| Late Payment Fee | $20 |
| Purchases APR | 15.90% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
A classic low-interest card. I’ve had it for a while because of the solid customer service at Arvest. It doesn’t offer crazy rewards, but it’s reliable for carrying a balance without worrying about high interest. Sometimes simple is better.