How to Apply for the Arvest Gold Credit Card

The Arvest Gold Credit Card is one of the more prestigious cards that Arvest has to offer their potential cardholders. Unlike the Classic Credit Card, the Gold card has a much lower annual percentage rate (15.90% compared to 19.90%, APR is subject to change) and has some added features that make travelling a bit more convenient. For example, cardholders will receive auto rental insurance at no additional cost, worldwide travel and emergency service, and $300,000 automatic travel accident insurance. The Gold card also has Flex Rewards which is a program that enables users to earn 1 point for every $1 spent with the card. These points can be redeemed for statement credit, or alternatively, used to save you money on your next flight, hotel stay, car rental or cruise. If your credit rating is strong, we encourage you to apply for this card over the Classic Credit Card due to the lower interest rates and travel benefits. For information on how to apply, scroll down to our application guide below.

We highly recommend that all applicants review the Arvest privacy policy as it states exactly how the personal information you supply online will be used.


You will have to meet these requirements in order to be able to apply:

  • Be at least 18 years of age
  • Have a valid US SSN
  • Have a valid US street address

How to Apply

Step 1- Start by making your way over to the card summary page which details the benefits of each Arvest credit card. Under the Gold Card heading, select the Apply Now link to access the online application form.

Step 2- Use the drop-down menu found here to let Arvest know which community you are located in. Click Continue after making your selection.

Step 3- On this page, each of the empty fields highlighted with an asterisk must be filled in with your personal information. To start, please provide the following:

  • Name displayed on card
  • SSN
  • Date of birth
  • Security password
  • Primary phone number

Step 4- Next, your housing details are required. In the appropriate spaces, provide the following:

  • Street address
  • City
  • State
  • Zip code
  • Time at current residence
  • Housing situation
  • Driver’s license or state issued ID number
  • Issuing state

Step 5- Now, for your employment and financial information, the following is required:

  • Current employer name
  • Time with employer (years/months)
  • Do you have a credit card relationship with Arvest? (y/n)
  • Monthly gross income
  • Source of income

We encourage all applicants to review the terms and conditions before submitting their application. After reading over the terms, click Submit to have your card request sent in to Arvest for review, thus completing your application and this tutorial. That’s all for now! Thanks for choosing Card Reviews and best of luck with your new card.