| Rewards | None. |
|---|---|
| Signup Bonus | None. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | Cash advances are explicitly not permitted transactions. |
| Cash Advance Fee | Because cash advances are not allowed, there is no cash advance fee listed. |
| Late Payment Fee | None. |
| Purchases APR | None. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Arvest Purchasing Visa Credit Card is known primarily as a business procurement card, not a traditional rewards credit card. It’s built for companies that want tighter control over employee spending, with customizable limits and straightforward transaction reporting. There’s no rewards program or flashy signup bonus, and it isn’t designed for perks like travel points or cash back.
Most users say they appreciate the simplicity, especially the way the card helps streamline purchasing workflows and reduce reimbursement headaches. Many reviewers mentioned that the controls and reporting tools make it easy for managers to track spending in real time.
On the flip side, some users note that the card can feel limited, especially since it doesn’t offer consumer-style benefits, rewards, or introductory offers. A few also mention that the approval structure and administrative setup can be rigid, particularly for smaller businesses without a dedicated finance team.
Personally, I think this card is best for organizations that prioritize expense management over perks. If your goal is to track and control spending efficiently, it does the job well. But if you’re looking for rewards, travel value, or consumer-friendly perks, there are better options out there.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
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useful for business purchases
I used this for business expenses and I appreciated how easily it handled vendor payments. The purchasing tools are solid, though the rewards and perks are rather average.
