| Rewards | 5 points per $1 spent on business expenses, 2 points per $1 spent on gas and dining transactions, and 1 point per $1 spent on all other purchases |
|---|---|
| Signup Bonus | 0% introductory APR on purchases and balance transfers for the first 6 billing cycles |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.49% (APR is subject to change) |
| Cash Advance Fee | $10 or 5%, whichever is greater |
| Late Payment Fee | $35 if new balance is less than $500, $39 if new balance is equal or greater than $500 |
| Purchases APR | 0.24%, 13.24% or 18.24%, depending on creditworthiness (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The reward program is helpful for my small business, but transactions sometimes take too long to post. It slows down bookkeeping and can be frustrating. Decent card, but not the most efficient for daily business use.