| Rewards | There is no rewards program associated with this card |
|---|---|
| Signup Bonus | A $25 statement credit is awarded after the first purchase is made (within the first 3 billing cycles), 0% introductory APR for first 12 billing cycles on balance transfers and a 3% introductory balance transfer fee is applied to this offer for the first 12 billing cycles |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.49% (APR is subject to change) |
| Cash Advance Fee | $15 or 5%, whichever is greater |
| Late Payment Fee | Up to $37 |
| Purchases APR | 10.24% to 18.24%, depending on credit score (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
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Great Intro Offer, But Just Okay After That
I used this card mostly for the 0% intro APR on purchases and decent balance transfer offer, which really helped when consolidating old balance. After the intro period, everyday rewards and perks felt pretty average compared with other Visa Platinum cards I've carried.
