ASU Rewards Credit Card | Reviews

CARD OVERVIEW

The ASU Rewards Credit Card is a niche, university‑branded card that stands out for its points‑based rewards on everyday spending, with no annual fee and a straightforward rewards structure. Most users say they enjoy earning points on categories like dining, gas, and streaming, which can be redeemed for cash back, gift cards, or travel. The card also historically offered an introductory 0% APR on purchases and balance transfers, which many cardholders appreciated for short‑term financing.

On the positive side, many reviewers mentioned that the card is simple to use, has no annual fee, and rewards loyal ASU fans with a sense of school pride. Cardholders liked the clarity of the rewards program and the ease of redeeming points.

On the negative side, users often complain that the reward rates are modest compared with larger national cards, there’s no signup bonus, and some of the online account tools feel basic. A few also noted that the card is hard to find or apply for now, since MidFirst Bank no longer issues new ASU‑branded cards.

Personally, I think this card is best for ASU alumni or fans who want a low‑maintenance, no‑annual‑fee card and occasional rewards. If you’re looking for big rewards, sign‑up bonuses, or premium perks, there are better options elsewhere — but for simplicity and school spirit, it does the job.