| Rewards | Earn 3 points per $1 spent at office supply stores and on cellular phone, landline, internet and cable TV services, earn 2 points per $1 spent on restaurant and gasoline purchases, earn 1 point per $1 spent on all other purchases |
|---|---|
| Signup Bonus | 0% introductory APR for the first 6 billing cycles on purchases and balance transfers made within the first 186 days, receive $25 cash back after first purchase |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.49% (APR is subject to change) |
| Cash Advance Fee | 3% or $5 minimum (whichever is greater) for Convenience Check cash advance, 4% or $20 minimum (whichever is greater) for Cash Equivalent cash advance, 4% or $10 minimum (whichever is greater) for all other cash advances |
| Late Payment Fee | Up to $39 |
| Purchases APR | 12.49% to 23.49%, based on your creditworthiness (APR is subject to change) |
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