How to Apply for the Atlantic Stewardship Bank Business Cash Visa Credit Card

Atlantic Stewardship Bank (ASB) and Elan Financial Services (EFS) have partnered together to bring you the Atlantic Stewardship Bank Business Cash Visa Credit Card, one of four business cards that ASB has to offer. If you are uncertain of what makes this card unique when compared to the 3 other business cards, you will be interested to know that this credit option has a specific rewards program catered more closely to offices and those that work from home. The card provides users with 3% cash back at office supply stores and on phone and internet services, 2% cash back on restaurant and gas purchases, and 1% cash back on all other purchases. Interest rates are almost even between each ASB business card and you can expect your rate to be set somewhere between 12.49% to 23.49%, depending on your credit score going into the application (APR is subject to change). If you think that the Atlantic Stewardship Bank Business Cash Visa Credit Card is the best option for your business, scroll down to our guide below for a detailed look at the application process.

All applicants are encouraged to review the EFS privacy policy to get a full understanding of how their personal information is going to be used and protected.


Before applying, ensure that the following requirements have been met:

  • Be at least eighteen (18) years of age
  • Have a valid US SSN
  • Have a valid US street address

How to Apply

Step 1- You must first navigate to the card summary page and find the Visa Business Cash Card. Once found, select the Apply Now link located just underneath the card name.

Step 2- Here, just below the Business Information heading, you can see a series of blank fields. Each field highlighted with an asterisk must be filled in with your business information, starting with the following:

  • Business name on card
  • Name of business
  • Business Tax ID
  • Business address
  • Alternate mailing address (if any)
  • Years at address
  • Year business started

Step 3- To continue with the submission of your business details, please supply the information listed below.

  • Business phone number
  • Gross annual sales
  • Legal structure
  • Nature of business
  • Type of industry
  • Country of formation
  • Number of countries with offices

Step 4- This drop-down is used to specify whether or not you’d like to sign up for Cash Access. The Cash Access program gives you the ability to receive convenience checks and allows you to make cash advances at ATMs, branches, and other mediums. Select Yes or No to provide a response.

Step 5- Let EFS know if you have any accounts currently open with Atlantic Stewardship Bank by selecting Yes in the spaces that apply.

Step 6- Use the drop-down menu found under the Business Owner heading to specify the Business Owner Type (your position in the company). Next, enter your First Name, Last Name, Social Security Number, Date of Birth, Phone Number, and you may optionally provide your Email Address.

Step 7- Supply your full address here and select Yes if you have an alternate mailing address (leave unselected otherwise). You must also enter your Annual Income and Ownership PercentageEFS would also like to know if you are a politically exposed person; select Yes at the bottom of the Business Owner section if you are a current or former domestic or foreign senior political official or an associate/family member of one.

Step 8- Optionally, you can take this opportunity to perform a balance transfer resulting in the consolidation of your previous card balances into one bill. You may also add a beneficial owner to your account and/or create employee credit cards.

Step 9- All of the requisite information has been supplied and you’re just one step away from completing your application. However, before proceeding, take a moment to read over the terms and conditions for this credit card. If you are comfortable with the pricing information described within the terms and conditions, check the small box at the bottom to provide consent (found next to I accept the Terms and Conditions). Now, click the Submit button to have your card request sent in to EFS for review.

Congratulations on completing the application process for the Atlantic Stewardship Bank Business Cash Visa Credit Card! We would like to thank you for choosing Card Reviews and we wish you the best of luck with your new card.