Avianca LifeMiles Visa Card

Card Details
Rewards	1 LifeMile per USD?1 on general purchases. - 2× (double) LifeMiles per USD?1 when using the card for Avianca airfare purchases. Double "LifeMiles" on Avianca ticket purchases. 50/25/15% excess baggage redemption discount.
Signup Bonus	20,000 LifeMiles after first card use.
Annual Fee	$75
Cardmember Agreement	View Here
Cash Advance APR	23.99% APR
Cash Advance Fee	Either 4% of advance amount or a minimum of $5 (whichever is greater)
Late Payment Fee	Up to $38.
Purchases APR	12.99%–22.99% APR based on creditworthiness.
* Card terms and offers are subject to change. Confirm current details with the issuer.

CARD OVERVIEW

The Avianca LifeMiles Visa Card stands out for helping travelers earn miles on every purchase, with bonus miles on Avianca flights and a signup offer of roughly 20,000 LifeMiles. Annual fees range from $45 to $75, depending on the card version, and miles can be redeemed across the Star Alliance network, giving flexibility for award travel.

Most users say they appreciate that everyday spending earns miles, not just airfare. Many reviewers mentioned the bonus miles for Avianca purchases and the freedom to redeem miles with partner airlines. Cardholders also like that miles don’t expire as long as the account remains active.

Common complaints include relatively modest earning rates outside Avianca flights, limited premium perks (no lounge access or extensive travel protections), and occasional difficulty redeeming award seats. Some users noted the card is less rewarding for casual travelers who rarely fly Avianca or partners.

Personally, I think this card is best for moderate-to-frequent Star Alliance flyers who want to earn miles on both travel and everyday spending. It’s worth applying if you regularly fly Avianca or partners, but casual travelers or those seeking luxury travel perks may find better value elsewhere.