| Rewards | 3% cash back on purchases made at office supply stores and for cellular phone, landline, internet, and cable TV services. 2% cash back on purchases at gas and electric vehicle charging stations and restaurants. 1% cash back on all other eligible net purchases. |
|---|---|
| Signup Bonus | $300 cash rewards bonus after making a certain amount in purchases (e.g., $3,000) within the first 90 days of account opening. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 20% to 28.99% (APR is subject to change) |
| Cash Advance Fee | 3% to 5% of the amount of each cash advance, |
| Late Payment Fee | From $19 to $49 |
| Purchases APR | 16.99% to 26.99%(APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Bank of Albuquerque Visa Business Cash Credit Card is known for offering straightforward cash-back rewards tailored to small-business owners, with tiered earnings on categories like office supplies, gas, and restaurants. While the exact signup bonus and ongoing rewards may vary, older reports suggest a modest first-purchase bonus and a $25–$50 annual fee.
Most users say they appreciate the simplicity of the rewards program. Many reviewers mentioned that earning bonus cash back on everyday business expenses makes it easy to accumulate rewards without tracking complicated categories. Cardholders also like that the points can be redeemed flexibly for travel, merchandise, or statement credits.
On the downside, some users complain about the modest rewards rates compared with other business cards and the annual fee, which can offset earnings for lower spenders. A few also noted that online account management and redemption portals could feel less polished than larger national banks’ platforms.
Personally, I think this card is a solid choice if you run a small business and plan to use it regularly for everyday purchases. It’s best for those who want a simple, manageable rewards structure without chasing rotating categories. If you’re looking for higher-tier business perks or premium rewards, there are other cards that may deliver more value.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
D
could do better
Cash back is okay, but the rewards categories are limited and the online dashboard feels clunky. It works, but I've seen smoother business cards elsewhere.
C
Solid value for local businesses
Offers steady cash back and no annual fee.
