| Rewards | N/A |
|---|---|
| Signup Bonus | N/A |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 26.49% (APR is subject to change) |
| Cash Advance Fee | 5% of the transaction amount, with a minimum of $5 or $10, and a potential maximum fee |
| Late Payment Fee | Up to $40 |
| Purchases APR | 17.49% to 24.49% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Bank of Albuquerque Visa Platinum Credit Card is best known as a no-frills, low-cost card. It typically offers a $0 annual fee and has historically been positioned more for low interest and balance transfers than for rewards or flashy perks.
Most users say they like the simplicity — no annual fee, easy approval compared to premium cards, and a straightforward setup for everyday spending. Many reviewers mentioned the comfort of working with a local bank and solid customer service. It’s also often praised as a decent option for balance transfers.
The biggest complaint is the lack of rewards. No cash back, no points, no travel perks. Some users also mention limited digital tools compared to big national card brands.
Personally, I think this card is best for people who want a simple, low-maintenance credit card or need a balance-transfer option without paying an annual fee. If you’re chasing rewards or sign-up bonuses, you’ll find better value elsewhere.
RATE THIS CREDIT CARD
Please enter a title of your review.
Please enter a title of your review.
Please write some review.
Bro sorry, but some error occurred :O
There are no reviews yet. Be the first to leave yours!
