| Rewards | 1 point/$1. 20% annual point-matching bonus awarded by Bank of Hawaii. |
|---|---|
| Signup Bonus | 10,000 bonus points after spending $1,000 within the first 90 days of account opening. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 13.99% or 16.99% APR, based on creditworthiness |
| Cash Advance Fee | $10 or 4%, whichever is greater |
| Late Payment Fee | Up to $25 |
| Purchases APR | 0% introductory APR for the first 18 months. After; 13.98% or 16.98% APR, based on credit worthiness |
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