| Rewards | 2 points/dollar on gas, groceries, and utilities; 1point/dollar on all other purchases | 
|---|---|
| Signup Bonus | None | 
| Annual Fee | $0 | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 25.24% Variable APR | 
| Cash Advance Fee | $10 or 5%, whichever is greater | 
| Late Payment Fee | Up to $37 | 
| Purchases APR | 24.99% Variable APR | 
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