In order to complete the online application, applicants must:
Step 1: Navigate to the application homepage.
Step 2: Click the Apply Online web link underneath the BB&T Spectrum Rewards Card heading.
Step 3: On the following page designate whether you are a current BB&T client who uses online banking or not, then click the Continue button.
Step 4: On the following page enter the following information in the space available:
Step 5: You must then designate your employment status and annual income (pre-tax) before clicking the Continue button and proceeding to the next section of the application.
Step 6: Select whether you wish to add additional authorized users and then click the Continue button.
Step 7: Verify that you have not made any mistakes on the information you have entered and then click the Continue button.
Step 8: Review the terms and conditions and the disclosures and then click the tickboxes to agree to them. Finally, click the Submit button to finalize the application process.