| Rewards | You earn 2 points per $1 spent. Every 200 points can be redeemed for a $5 Rewards Coupon. |
|---|---|
| Signup Bonus | None |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | Not Known |
| Cash Advance Fee | Not Known |
| Late Payment Fee | Up to $38 |
| Purchases APR | 25.99%APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Bealls Outlet Credit Card is a straightforward store card, known for its no-annual-fee, simple rewards structure, and occasional in-store discounts. Most users say it’s easy to get approved, even for those with limited credit, and many reviewers mentioned enjoying the extra savings on shopping days or when combining rewards with sales. Frequent Bealls shoppers appreciate the convenience and small perks that make purchases feel a bit more rewarding.
On the flip side, some cardholders complain about inconsistent customer service and unexpected fees. Many reviewers noted frustration with late‑payment charges or confusing billing issues, and several mentioned that the card’s high interest rate and limited flexibility make it less appealing outside of Bealls stores.
Personally, I think the Bealls Outlet Credit Card is best for loyal shoppers who visit the store often and can pay off their balance in full each month. It’s a decent way to grab small savings, but if you’re looking for a card with broad rewards, travel perks, or stronger customer support, you’ll probably find better options elsewhere. In short, it’s a handy store companion, but not a must-have for general credit card use.
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