Berkshire Bank Visa Business Bonus Rewards/Bonus Rewards PLUS Card

Card Details
Rewards	[Bonus Rewards] Earn 1.25 points for every $1 spent every month [Bonus Rewards PLUS] Earn 1.5 points per $1 spent every month
Signup Bonus	[Bonus Rewards] First purchase earns user $25, 0% introductory APR for first 6 billing cycles [Bonus Rewards PLUS] First purchase earns user $50, 0% introductory APR for first 6 billing cycles
Annual Fee	[Bonus Rewards] $0 [Bonus Rewards PLUS] $50
Cardmember Agreement	View Here
Cash Advance APR	24.49% (APR subject to change)
Cash Advance Fee	$5 or 3%, whichever is greater, for “check cash advances” $10 or 4% for cash advance/ATM cash advances
Late Payment Fee	Up to $39
Purchases APR	12.49% – 23.49% (variable)
* Card terms and offers are subject to change. Confirm current details with the issuer.

CARD OVERVIEW

The Berkshire Bank Visa Business Bonus Rewards and Bonus Rewards PLUS Card is known for its simple, flat-rate rewards on all purchases, a modest first-purchase bonus, and the option between a no-annual-fee base card or a $50-per-year PLUS version. Most users say they appreciate how straightforward the earning structure is—1.25× or 1.5× points per dollar makes tracking rewards painless. Many reviewers mentioned the no-fee option is a nice fit for small-business owners or side hustlers who want perks without the hassle of annual fees.

On the flip side, cardholders often note that the rewards rates are modest compared with other business cards on the market. Some users have raised concerns about the issuing bank’s customer service and limited online presence, making problem resolution feel slow. The $50 annual fee on the PLUS version can also feel steep if you’re not maximizing your spending.

Personally, I think this card is best for small-business owners who want a no-frills, reliable rewards card without worrying about bonus categories or complicated point structures. If you’re chasing high rewards, travel perks, or big signup bonuses, there are better options out there, but for simplicity and steady rewards, it does the job well.