| Rewards | The card offers cash back on purchases — i.e. you earn back a portion of spending when using it |
|---|---|
| Signup Bonus | N/A |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 23.99% (APR is subject to change) |
| Cash Advance Fee | N/A |
| Late Payment Fee | N/A |
| Purchases APR | N/A |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Berkshire Bank Visa Business Cash Card is a straightforward business cash-back card aimed at small business owners who want simplicity over flashy perks. It’s marketed as a no-frills cash-back option, with little public information on signup bonuses or detailed reward tiers, and no reported annual fee.
Most users say the card’s simplicity is appealing, and many reviewers mentioned that the bank’s smaller size can feel more personal and approachable compared with larger issuers. For some, that means easier access to support for basic questions — when everything works as expected.
On the flip side, there’s very little feedback from actual cardholders. Many potential users note the lack of transparency around cash-back rates, APRs, and fees, and some existing Berkshire Bank customers report clunky online banking and inconsistent customer service. Overall, the scarcity of reviews makes it hard to know what to expect.
Personally, I think this card could work for a small business owner who just wants a basic cash-back card and already banks with Berkshire. But if you’re looking for solid rewards, well-documented benefits, or reliable customer support, there are bigger-name business cards that deliver more value and peace of mind.
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