Bethpage Cash Back Credit Card | Reviews

CARD OVERVIEW

The Bethpage Cash Back Credit Card stands out for being a no‑annual‑fee cash‑back card that gives you modest rewards (0.5 % on typical spending, 1 % if you spend more than $4,000 in a month), with no foreign‑transaction fee or balance‑transfer fee — and occasionally a lower introductory APR for new cardholders.

Most cardholders appreciate that there’s no annual fee or foreign‑transaction fee, which makes it simple and low-cost to carry. People also value that if you spend a lot, you get a better 1 % cash‑back rate. And for those who don’t want to pay fees just to hold a credit card, this feels like a no‑nonsense, basic cash‑back option.

A recurring complaint is that the cash back isn’t flexible — you get it only once a year (in November), not on demand. Some users also say the rewards are modest compared with cards that have rotating categories or higher cash‑back rates. Finally, a few people find that customer service or account support (especially for lost/stolen cards or fraud/disputes) can be frustrating or slow; others online report long hold times and delays when dealing with issues.

If you’re someone who prefers simplicity — no hidden fees, steady but modest cash back, and you spend enough to get close to that 1 % on larger monthly totals — this card is a clean, minimal‑frills choice. It’s not flashy or overly generous, but for everyday spending and occasional international use (thanks to no foreign transaction fees), it’s decent. That said, if you’re after generous, flexible rewards or want frequent redemption, you might find better value elsewhere.