| Rewards | Earn 0.5% cash back on month end balances between $1.00 to $4,000, and earn 1% cash back for month end balances of $4,001 or more (rebates are made annually in October) | 
|---|---|
| Signup Bonus | 2.99% introductory APR for one year | 
| Annual Fee | None | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 11.65% to 22.65% (APR subject to change) | 
| Cash Advance Fee | 3% of transaction amount or $5 minimum | 
| Late Payment Fee | The lesser of minimum payment due or $25 | 
| Purchases APR | 11.65% to 22.65% (APR subject to change) | 
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