| Rewards | Earn ScoreCard Rewards. Earn bonus points each time you use your Platinum MasterCard then redeem them for merchandise, travel, gift cards and more. |
|---|---|
| Signup Bonus | None. |
| Annual Fee | $0. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 7.75% to 17.90% when you open your account, based on your creditworthiness. |
| Cash Advance Fee | None. |
| Late Payment Fee | Up to $35. |
| Purchases APR | 7.75% to 17.90% when you open your account, based on your creditworthiness. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I opened this card hoping for smooth use, but the online portal was clunky and rewards were almost nonexistent. Payments posted slower than I'm used to and I rarely saw benefits. it's ok, just underwhelming overall.
I’ve been a BHFCU member for years, and this card fits right in with their reputation for fairness. The rates are low, and the Platinum perks are nice but not over the top. It’s not built for travel rewards, but it’s perfect if you want a dependable card from a credit union that actually cares.