How to Apply for a Black Hills Federal Credit Union Platinum MasterCard Credit Card

The Black Hills Federal Credit Union Platinum MasterCard Credit Card as an above-average card that includes a $0 annual fee and an interest percentage of anywhere from 7.75% to 17.90% on both purchases and cash advances. The interest rate is determined by not only the market prime rate but on your creditworthiness as well. This means that many individuals will be able to qualify for a competitively low interest rate. Add an excellent reward points earning system on top of that, and you have a credit card that is worth the ten minutes it takes to complete the application process. Simply scroll down the page and you will find the detailed guide that we have created for you that lists everything you need to know, step by step, about the application process.

Understanding the online privacy policy is an important first-step to take before beginning the actual application process. Doing so informs you of how your personal information is going to be used and protected throughout the application process. We recommend reviewing it now.


The following requirements must be met in order for the application process to be completed successfully:

  • Be at least 18 years of age or older
  • Reside in the United States of America
  • Have a valid Social Security Number

How to Apply

Step 1: Navigate to the credit card comparison homepage, pictured below.

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Step 2: Click the Apply link on the left side of the screen.

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Step 3: Enter your e-mail address, re-enter your e-mail address, enter your password, re-enter your password, and then click the Start My Application button.

Screen Shot 2015-10-19 at 1.23.46 PMStep 4: Click the Apply for a Credit Card link.

Screen Shot 2015-10-19 at 1.24.05 PMStep 5: Review the terms and conditions and click the tick-box to designate that you have read and understand the card disclosure, then click the Next button.

Screen Shot 2015-10-19 at 1.24.18 PMStep 6: Designate the purpose of your application.

Screen Shot 2015-10-19 at 1.24.33 PMStep 7: Enter the following personal information in the applicable field:

  • First and last name
  • Social security number
  • Date of birth
  • Citizenship status

Screen Shot 2015-10-19 at 1.24.43 PMStep 8: Enter the following contact information in the applicable blank space:

  • Home phone
  • E-mail address

Screen Shot 2015-10-19 at 1.24.51 PM Screen Shot 2015-10-19 at 1.25.06 PMStep 9: Enter the following current address information in the applicable blank space:

  • Address
  • Zip
  • City
  • State
  • How long you have lived there

Screen Shot 2015-10-19 at 1.25.13 PMStep 10: Answer the additional questions only if you wish to do so, they are not required.

Screen Shot 2015-10-19 at 1.25.19 PMStep 11: Designate whether or not your application includes a co-applicant.

Screen Shot 2015-10-19 at 1.25.27 PMStep 12: Click the Next button to finalize the application process.

Once you have completed all of the steps you will have finished the online application for the Black Hills Federal Credit Union Platinum MasterCard Credit Card. Congratulations, you are one step closer to being the cardholder of a solid, if not spectacular, credit card.