| Rewards | 3 points per $1 spent at Bloomingdale’s with your card. With Top of the List status (e.g., $5,000+ annual spend), point earnings increase: 4 points per $1 at Bloomingdale’s. Top of the List Unlocked (higher tier): 10 points per $1 at Bloomingdale’s. |
|---|---|
| Signup Bonus | 25% off today and tomorrow on Bloomingdale’s purchases (up to a combined $250 total savings) |
| Annual Fee | $0. |
| Cardmember Agreement | View Here |
| Cash Advance APR | Not offered |
| Cash Advance Fee | Not offered |
| Late Payment Fee | Up to $41. |
| Purchases APR | 33.74% variable |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Bloomingdale’s Credit Card is mainly known for its store-focused perks — no annual fee, extra points on Bloomingdale’s purchases, and that popular 25% intro savings offer. It’s not a traditional rewards card with cash back or travel perks, so its value really depends on how often you shop the brand.
Most users say they like the steady stream of cardholder discounts, bonus-point events, and the ability to rack up Loyallist rewards faster than non-cardholders. Many reviewers mentioned that free shipping and occasional exclusive promos make the card feel worthwhile.
On the flip side, cardholders often complain about the high purchase APR, limited usefulness outside Bloomingdale’s (unless you choose the Amex version), and customer service issues that pop up in reviews. Some also feel that rewards certificates expire too quickly.
Personally, I think this card makes the most sense for loyal Bloomingdale’s shoppers who already spend a decent amount there and want extra savings. If you rarely shop the store — or you want broader rewards, travel perks, or lower interest rates — you’ll probably find better value with a general cash-back card.
I recently got this credit card, and it's been fantastic addition to mu wallet. The special store discounts and rewards make shopping there even more enjoyable, and I've already saved on a few purchases. Perfect for anyone who loves shopping at Bloomingdale's regularly!