| Rewards | Earn 1.5 points per $1 spent on all eligible purchases — effectively ~1.5% back in rewards. |
|---|---|
| Signup Bonus | 2,500 bonus points after your first card purchase — usually credited within 6–8 weeks. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | Around 29.99% to ~30.49% (no grace period — interest starts accruing immediately on cash advances). |
| Cash Advance Fee | Either 5% of the amount of each cash advance or a $10 minimum, whichever is greater. |
| Late Payment Fee | Up to $41. |
| Purchases APR | 19.49%?–?29.74% after any introductory period, based on creditworthiness and the Prime Rate |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Comerica Visa College Rewards Credit Card is designed for students and young adults looking to build credit while earning rewards. It features no annual fee, a simple 1.5 points-per-dollar rewards rate on purchases, and a small signup bonus after your first card purchase, making it a low‑stress starter card.
Most users say they like how easy it is to earn points and redeem them for cash back, travel, or gift cards. Many reviewers mentioned that the no-fee structure and straightforward rewards make it ideal for students who want a credit card without hidden costs or confusing tiers. Some also appreciate the ability to start building credit responsibly while still earning rewards.
On the downside, many reviewers mentioned the points value isn’t as strong as some competing student cards, and the APR can be high if balances aren’t paid in full. Others noted that the signup bonus is modest and there are no premium perks like travel protection or lounge access.
Personally, I think this card is a solid choice for college students or first-time credit card users who want a simple, no-fee rewards card to build credit. But if you’re looking for big rewards or travel perks, other student cards might offer more value.
I use this card for textbook, dining, and coffee runs rewards add up steadily, the app is easy to navigate, and it helped me start building credit responsibly.