| Rewards | Earn 1 point for every net $1 you spend, plus get a 25% bonus on all points earned every month, automatically. |
|---|---|
| Signup Bonus | $25 cash back with your first purchase. |
| Annual Fee | $0. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 23.99%. |
| Cash Advance Fee | Either 4% of the amount of each advance or $10 minimum, whichever is greater. |
| Late Payment Fee | Up to $38. |
| Purchases APR | 11.99% to 22.99% based on your creditworthiness. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
It’s an okay card. The rewards are small, and the online portal feels outdated. I’ve kept it mostly for the reliability and because Comerica handles my main checking account. Nothing exciting, but dependable.