| Rewards | For every $1 spent earn 4 Brooks Brothers rewards points. |
|---|---|
| Signup Bonus | 15% off your first Brooks Brothers purchase. |
| Annual Fee | $0. |
| Cardmember Agreement | View Here |
| Cash Advance APR | Account Type 1: 23.24% Account Type 2 & 3: 24.24% These rates will vary with the market based on the Prime Rate. |
| Cash Advance Fee | Either $5 or 3% of the amount of each cash advance, whichever is greater. |
| Late Payment Fee | Up to $35. |
| Purchases APR | Account Type 1: 14.24% Account Type 2: 17.24% Account Type 3: 21.24% These rates will vary with the market based on the Prime Rate. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I don’t have many reason to give this card a low score; no annual fee, and you earn 4 rewards points for every $1 spent. If you often shop at Brooks Brothers, the 15% off first purchase perk is a strong draw. That said, outside of their stores the card doesn’t offer any cash back or broad rewards, so its appeal depends heavily on how much you shop there.