| Rewards | Unlimited 2X miles per dollar on every purchase, every day. 5X miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel. |
|---|---|
| Signup Bonus | 75,000 bonus miles after spending $4,000 on purchases within the first 3 months of account opening. |
| Annual Fee | $95 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 28.49% variable |
| Cash Advance Fee | Either 5% of the amount of each cash advance or $5 minimum, whichever is greater. |
| Late Payment Fee | Up to $40 |
| Purchases APR | 19.49% – 28.49% variable APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Capital One Venture Rewards Credit Card is known for its simple travel rewards: unlimited 2 miles per dollar on every purchase, a generous welcome bonus, and a moderate annual fee. It’s often pitched as an easy, flexible alternative to more complex travel cards.
Most users say they like how straightforward the earning structure is. Many reviewers mentioned that it’s easy to redeem miles to cover travel purchases, and they appreciate perks like TSA PreCheck/Global Entry credit, no foreign transaction fees, and solid travel protections. The card also gets praise for being beginner-friendly for travelers who don’t want to juggle bonus categories.
On the flip side, some users complain that the annual fee feels high if you don’t travel much. Others mention that the transfer partners aren’t as strong as those offered by premium travel cards, and everyday non-travel perks are fairly limited.
Personally, I think the Venture card is a strong fit for casual travelers who want simplicity without sacrificing value. It’s worth applying for if you travel a few times a year and want easy rewards, but hardcore points enthusiasts may want more advanced options.
I use this card on every trip, and the miles add up faster than I expected. Redeeming for flights and hotels is super easy its my go to travel card now.