| Rewards | Earn unlimited 1.25 miles per dollar on all purchases, every day. 5 miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel. |
|---|---|
| Signup Bonus | Earn ~20,000 bonus miles after spending $500 on purchases within the first 3 months of account opening — typically worth about $200 in travel. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | ~28.99%–29.99% variable. |
| Cash Advance Fee | 5% of the amount of each cash advance (with a minimum of $5) |
| Late Payment Fee | Up to $40 |
| Purchases APR | After any introductory 0% APR period (usually ~15 months) on purchases and balance transfers, the regular purchase APR is variable — typically around ~19.99%–29.99% variable based on creditworthiness and the Prime Rate |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Capital One VentureOne Credit Card stands out as a no-annual-fee travel card that earns 1.25 miles per dollar on all purchases and 5 miles per dollar on travel booked through Capital One Travel, plus a modest welcome bonus. It’s known for being beginner-friendly and easy to manage.
Most users say they like the simplicity of earning and redeeming miles, the $0 annual fee, and the introductory 0% APR on purchases for the first 15 months. Many reviewers mentioned that it’s a low-risk way to start earning travel rewards without paying a fee, and the miles never expire as long as the account is open.
On the downside, users often complain that the earn rate is lower than premium travel cards, and some feel the rewards on everyday spending are modest if you spend heavily. A few also noted that transfer partners aren’t as robust as those on higher-end travel cards.
Personally, I think the VentureOne is a solid choice for casual travelers or first-time rewards cardholders who want to earn travel miles without an annual fee. It’s worth applying for if you’re looking to start a travel rewards strategy, but frequent travelers seeking higher rewards per dollar might prefer a premium option.
I love this card for travel perks without high fees points stack up on flights and hotels, and redemption is painless. spending and trips.