The CareCredit Credit Card exists to provide financial support for people who need to pay for healthcare or some sort of medical procedure that is otherwise not covered by medical insurance. Not all doctors and medical offices accept this credit card, but there are over 200,000 providers and retailers across the U.S. that do. For everyday purchases this card is basically useless, and it comes with a very high interest rate. However, there are special financing options for the CareCredit Credit Card that aren’t normally offered by other types of credit cards. For purchases between $200 and $1,000, cardholders could pay no interest if they pay off their entire purchase within the promotional period. These promotional periods range from 6, 12, 18, or 24 months, after which an interest rate of 26.99% applies (rate may vary with time). Purchases of $1,000 or more are eligible for a 24, 36, or 48 month offer with a reduced APR of 14.90%, and purchases of $2,500 or more are eligible for a 60 month offer with a reduced APR of 16.90%. This card may be useful for some people who aren’t covered for certain medical treatments, but we’re hesitant to give an advice on that partiular subject. It could be worth comparing this card to other credit cards with lower interest rates and finding the solution that best solution suits your needs. If the CareCredit Credit Card is the right fit for you, apply today by following our short tutorial below.
We recommend reading Synchrony Financial’s (the card-issuing company) privacy policy before submitting any information into their website.
Make sure you meet the following requirements before applying for this credit card:
Step 1 – Navigate to the CareCredit website and click on the Apply link found within the menu near the top of the page.
Step 2 – At this juncture, you must provide either the name of a doctor or business, or select the type of healthcare you intend to use the card for.
Step 3 – The first section of the application form suggests you read the terms and conditions before continuing. You are also asked to submit the Estimated Procedure Amount.
Step 4 – The next section has you filling out your personal information, including the following:
Step 5 – Next, enter your Social Security Number and Date of Birth, and provide your Housing Information and Monthly Income.
Step 6 – If you are applying for this credit card with someone else, select Yes. Select No if you will be applying for this card yourself. Next, choose your preferred delivery method for monthly statements.
Step 7 – Read through the card security program’s disclosures to see if you would benefit from this extra protection. You can select this option by ticking the box at the bottom. Leave it blank if you do not wish to add the optional card security program to your account. Click Continue once you have completed this page.
Step 8 – Once again they provide you with the opportunity to read through the terms and conditions. Click Accept if you agree to these terms.
That’s all there is to it. Now you can sit back, relax, and await your approval. We hope these instructions were clear, concise, and easy to follow. Good luck with your approval!
